Risk Manager – Consumer Finance
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Posted: 2025-09-22
Expires: 2025-10-06
ExpiredJob Title: Risk Manager – Consumer Finance
Company: The Neo Solutions
Job Type: Fulltime (On-Site)
Location: Gulberg, Lahore
Experience: 4–5 years
*About the Role*
We are looking for a *Risk Manager* to lead the second line of defense risk program for our consumer finance business. The role ensures strong risk governance, control testing, and incident management, while aligning with *SAMA regulatory requirements*.
*Key Responsibilities*
* Lead risk governance: maintain risk register, enforce maker–checker, track remediation.
* Conduct RCSAs across customer onboarding, underwriting, disbursement, collections, IT, and vendors.
* Define and monitor Key Risk Indicators (KRIs) and update assessments semi-annually.
* Run control testing: plan, walkthroughs, evidence packs, findings, and closure validation.
* Manage incidents: classify severity, run response playbooks (fraud, outage, data/privacy, collections conduct), escalate, and notify regulator when required.
* Ensure compliance with SAMA frameworks (outsourcing, consumer protection, credit reporting, collections conduct).
* Monitor credit portfolio (DPD, roll rates, NPLs, rescheduling governance).
* Oversee vendor risk: due diligence, SLAs, PDPL, outsourcing register.
* Deliver risk awareness training and quarterly refreshers.
* Prepare dashboards/reports for management, Board, and regulator.
* Perform risk-in-change reviews for new products, models, and systems.
*Qualifications & Skills*
* Bachelor’s degree in *Risk, Finance, Banking, or Economics*.
* 4–5 years of experience in *risk management (consumer finance, fintech, or banking)*.
* Hands-on with *RCSA, KRIs, control testing, incident response, regulatory compliance*.
* Strong knowledge of *SAMA requirements*.
*Nice-to-Have:* FRM/IRM/ISO-31000/CIA certification, BI tools (Power BI, Tableau), GRC platforms.
*What We Offer*
* Opportunity to shape the risk management function in a SAMA-licensed fintech.
* Competitive salary and benefits.
* A collaborative work culture at our Gulberg office.
📩 Apply: Talha@theneosolutions.com
📍 Lahore#Risk Manager – Consumer Finance🧳 Experienced Required